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One Year Non-Renewable Term

New York Life’s One Year Non-renewable Term policy provides low cost one year term coverage. It offers temporary life insurance protection for one year only for an affordable single annual premium.

Like all term insurance, One Year Non-renewable Term provides pure insurance protection only. It does not accumulate cash value.

This type of policy is not renewable each year. Our product factsheet can give you more details.


  • Provides one year death benefit coverage at an affordable premium.
  • For issue ages 18-64, allows the option to convert (upgrade) to permanent cash value building insurance, without evidence of insurability as long as the policy is in force. If the policy is not converted prior to its first policy anniversary, the policy will automatically expire.


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