For nearly 170 years, we’ve kept our promises.
Our promise? To work with you to build a strong financial future.
We have always believed in helping people, families, and businesses to create, protect, and preserve their financial security. Since 1845, we’ve been doing just that—making sure our customers are prepared for whatever life has in store and that we’ll be there to help them face the future with confidence.
We’re a lot like the clients we serve. Each of us is working hard to meet life’s responsibilities and build our own futures. Funding retirement? Looking after aging parents? Dealing with the death of a family member? We’ve been there, and we’ve persevered through the toughest of times. So when we work with you, we appreciate that we are being trusted with your most important assets: your family, and your business. We take that responsibility very seriously. For nearly 170 years, we’ve kept our promises.
We invite you to explore the depth of that commitment: Talk to your friends and neighbors—many of them may be our customers. Talk to anyone who’s worked at New York Life. Join the conversation on our Facebook page. Tour our website. Read what A.M. Best, Fitch, Moody’s, and Standard & Poor’s say when they consistently give us the highest possible financial strength ratings currently awarded to any life insurer.1 We’re honored by the trust that millions have in our company, and by the fact that we have earned the steady, ongoing loyalty of families from coast to coast, often stretching back for generations.
So whether you’re on your own, have a family, or run a company, let’s talk about your future. We’re New York Life, the Company You Keep®. And, we look forward to showing you all the reasons why.
We’re a Fortune 100 company headquartered in New York, but you’ll find us at work in all 50 states—plus Mexico—thanks to our network of more than 10,000 employees and 12,250 licensed Agents. From life insurance, to retirement planning, to smart investment solutions, our network of Agents offers our clients knowledge and tools for enhancing their lives. We offer our products and services through three major business areas:
We offer life insurance for individuals and families at every income level and stage of life, primarily through our career Agents. This could mean term life insurance for a young family just starting out or whole life insurance for a couple planning their future. We also offer long-term care insurance for those who want to be prepared in the event they need assisted care. We work with AARP2 to offer life insurance and annuities to their members. Our Group Membership division is the largest underwriter of professional association insurance programs in the U.S., covering more than 500 associations.
We provide a broad base of investments to help you save for retirement and products to turn your savings into income streams that will last a lifetime. We also serve retail and institutional clients and manage the New York Life general account, making sure that our investments support our ability to make good on the promises made by our insurance and annuity products, which are sold primarily through our career Agents and through third parties, such as brokers and financial advisors.
Four main Investment Group areas serve our diverse group of customers:
- Guaranteed Products3 provides group annuities and funding agreements to institutional clients such as businesses, municipalities, pension funds, etc.
- Institutional Strategies manages investments for major corporations, state and local governments, foundations, endowments, and financial service firms around the globe.
- Retail Investments provides mutual funds and separately managed accounts (SMAs) through MainStay Investments4 as well as income and investment annuities, including fixed5 and variable deferred annuities.6 The Retail Investments team works with both individual and institutional investors. Mutual funds, SMAs, and variable annuities fluctuate in value; investment losses are possible.
- Retirement Plan Services is a leading provider of recordkeeping services for retirement plans for corporations, multiemployer trusts, and individuals.
More than 12,000 strong, our Agency field force is the company’s primary distribution channel. New York Life devotes considerable resources to training its Agents through NYLIC University, its professional education program, and our Agents are committed to serving the needs of their clients.
Here to help, today and tomorrow.
Have questions? Need to speak with a New York Life Agent or NYLIFE Securities LLC financial services expert? Just give us a call at 800-710-7945.
For more information about MainStay Funds, call 800-MAINSTAY (624-6782) for a prospectus, or a summary prospectus. Investors are asked to consider the investment objectives, risks, charges, and expenses carefully before investing. The prospectus and summary prospectus contain this and other information about the investment company. Please read the prospectus or summary prospectus carefully before investing.
1 Source: Individual Third Party Ratings Reports agency commentary: A.M. Best A++; Moody’s Aaa; Standard & Poor’s AA+; and Fitch AAA, as of 8/13/2014. The financial strength and ratings do not apply to any investment products because investment products are subject to market risks and will fluctuate in value.
2 New York Life Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP has established the AARP Life Insurance Trust to hold group life insurance policies for the benefit of AARP members.
3 The guarantees of these products are based on the claims-paying ability of the issuer.
4 MainStay Funds are managed by New York Life Investment Management, LLC, an indirect wholly owned subsidiary of New York Life Insurance Company, and distributed by NYLIFE Distributors LLC, 169 Lackawanna Avenue, Parsippany, NJ, 07054, a wholly owned subsidiary of New York Life Insurance Company. NYLIFE Distributors LLC is a member FINRA/SIPC.
5 Issued by New York Life Insurance and Annuity Corporation.
6 Offered through NYLIFE Securities LLC, (member FINRA/SIPC).
MainStay Investments is a registered service mark and name under which New York Life Investment Management LLC does business. MainStay Investments, an indirect wholly owned subsidiary of New York Life Insurance Company, provides investment advisory products and services.