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Ms. Sabella has managed MainStay Balanced Fund since its inception in 1989. She is a Managing Director and has been with NYLIM since 2000. Prior to that, she worked at Towneley Capital Management, Inc. for 22 years. Ms. Sabella is a member of the Financial Planning Association, Financial Women's Association, and the CFA Institute. She holds a B.B.A. from Baruch College, is a Certified Financial Planner, and is a Chartered Retirement Planning Counselor.

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2008

April 25 – I am looking into life insurance for my husband and I, Id like to find out what we would have to do to see about getting it. Do we have to take physicals? Does the premium go by our age?
April 11 – With the stock market’s recent volatility, what do I invest in for the future?
March 28 – Is single premium life a logical choice for someone who is trying to protect assets, but may need to qualify for Medicaid five years from now?
March 14 – Can I take out a life insurance policy on a family member without their involvement?
February 29 – Should our adult kids carry Life Insurance that will cover the amounts of their loans?
February 15 – What is the best type of fund to invest in for an IRA for a 22-year-old woman?
February 1 – Why do America's schools fail to teach our children about money: borrowing, investing, taxes, and insurance?
January 18 – I've seen a lot of advertisements in newspapers and magazines promoting 4- and 5-star rated funds. Are these funds really that much better than other funds?
January 4 – I am 35 years old and recently got married. My husband and I went from renting an apartment to owning a home and now find ourselves living paycheck to paycheck. How can we gain control of our finances?

2007

December 21 – I am a 32-year-old single woman. I don’t see getting married or having children in the near future. How much do I need to save for retirement and what is a good age to retire?
December 7 – Can you give me a checklist of things I need to be well-prepared for life? I have no idea where to start even thinking about investing.
November 23 – Can you briefly explain the different types of investment vehicles — stocks, bonds, mutual funds, annuities, saving accounts, CDs?
November 9 – Now that I have decided to start investing, I've heard a lot about risk tolerance — can you explain that concept in plain English?

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2008

2007

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