Most states have approved the Upromise Account Rider. However, approval is pending in the following states for our life insurance and variable annuity products:

For instructions on how to go about registering your participating eligible life policy, eligible variable universal policy or eligible variable annuity¹, click here to view a quick step by step tutorial.

States Pending Approval for Upromise Rider (as of date)
Custom Whole Life Insurance1
Connecticut Tennessee	Washington
Whole Life, Modified Premium Whole Life1
Connecticut Tennessee	Washington
Employee's Whole Life
Connecticut Florida Montana	New Jersey Tennessee Washington
Universal Life — Accumulator & Protector
Connecticut Tennessee	Washington
Family Protection Insurance
Connecticut Tennessee	Washington
Increasing Premium Term, 5 Year Term, 20 Year Term
California * Connecticut Tennessee Washington
NYLAZ Term to Age 90
Connecticut Maine New York	Tennessee Washington
VUL Accumulator
Connecticut Tennessee	Washington
New York Life Essentials Variable Annuity
Connecticut Kentucky Tennessee	Vermont Washington
New York Life Elite Variable Annuity
Connecticut Kentucky Tennessee	Vermont Washington
New York Life Premium Plus Elite Variable Annuity
Connecticut Kentucky Maryland New York	Tennessee Vermont Washington
New York Life Longevity Benefit Variable Annuity
Connecticut New York Washington Kentucky New Jersey	Oregon Tennessee Utah Vermont

¹In California, the Upromise Rider is not available on Increasing Premium Term (IPT) or on Whole Life (WL), Modified Premium Whole Life (MPWL) and Custom Whole Life (CWL) policies containing the IPT Rider.

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