For the past few years New York Life and its subsidiaries have been involved in a marketing partnership with Upromise.com. Upromise is an innovative service that works like a frequent flier program. It allows families to save for college while spending money with hundreds of participating companies, stores, catalogs and Web sites.

Click here for product and state eligibility.

How Upromise Works
Through Upromise, thousands of companies contribute a portion of what is spent with them into a college savings account¹ set up for a child. Even better, family and friends can also sign up and contribute to a child's savings account as they spend! That means parents don't have to shoulder the responsibility of saving for college entirely on their own. You can register for Upromise by clicking here.  You can also view a demonstration on how easy it is to become a Upromise member. Simply click here for a step by step walk through of the enrollment process.

New York Life's Role
New York Life and its subsidiaries are the exclusive life insurance and annuities providers in the Upromise network of contributing companies. In jurisdictions where the Upromise rider has been approved, every time Upromise members purchase a participating life insurance policy or New York Life variable annuity³, we'll deposit $25 for each life policy and $40 for each annuity into your Upromise savings account. Please click for program details. For instructions on how to go about registering your participating policy or New York Life variable annuity³, click here to view a quick step by step tutorial.

Variable annuities are long-term investment vehicles used for retirement savings. There are fees and expenses associated with this contract. There are risks associated with investing in variable annuities. Please be aware that assets allocated to the investment divisions are subject to market risks and will fluctuate in value.

Variable annuities are sold by prospectus only. To obtain a copy of the prospectus, please contact your NYLIFE Securities Registered Representative or call 1-800-598-2019. Investors are asked to consider the investment objectives, risks, charges and expenses of the investment carefully before investing. Both the product and the underlying fund prospectuses contain this and other information about the product and underlying investment options. Please read the prospectuses carefully before investing.

¹All contributions will be held in trust account with Upromise, Inc. for the benefit of Upromise members. Upromise, Inc., is not affiliated with New York Life or its subsidiaries.

² Variable annuities are offered through NYLIFE Securities Registered Representatives and issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation). They are distributed by NYLIFE Distributors LLC, member NASD/SIPC.

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