2004 was a landmark year for New York Life, with adjusted operating earnings topping $1 billion for the first time in the Company's history. In addition, surplus and asset valuation reserves grew by more than $1 billion over the prior year to $11.8 billion, another milestone.

In light of these strong financial results, we were able to maintain the dividend levels paid to participating whole life policyholders, reaffirming the fundamental principles behind New York Life Insurance Company's mutuality.

You can read a full discussion of our business results and strategies in the 2004 New York Life Annual Report, by clicking on the links to the right. In addition, you will find several other reports (listed on the links to the right) to be useful sources of information.

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