Sponsored Marketing Relationships
New York Life has entered into sponsored marketing relationships with
other insurance companies to expand our product offerings. These
arrangements provide consumers with a variety of products not
manufactured by New York Life. Through these agreements impaired risk
life and annuity, disability income, individual health and group health
products are available.
Individual Health products are available through
Golden Rule, John Alden and Humana Insurance Company. Products include
traditional medical, preferred provider, co-pay, short term medical,
Medicare supplement and high deductible medical plans that qualify for
health savings accounts (HSAs).
Group Health products available include preferred
provider, health maintenance organization, point of service, health
savings account, high deductible medical and indemnity. These products
are offered through John Alden Life Insurance Company, Pacific Life
& Annuity Company, CIGNA HealthCare, First National Administrators
and Humana Insurance Company.
Disability Income, both individual and group, is
available through UnumProvident Corporation. Individual disability
income is also available through BISYS Insurance Services and their
various carriers specializing in the impaired risk, blue collar,
special risk situations and some white collar markets.
Impaired Risk Life and Annuity products (fixed and
variable) are available from outside carriers through BISYS Insurance
Services when a New York Life policy cannot be placed. Eligible
situations include substandard rating, declined cases, large case
diversification, products not currently offered by New York Life and
specialty risk products.
Note: Not all products or provisions available in all states. Click here for state availability, or contact your New York Life Agent for more details.