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 Lifetime Guarantee Products*
 
 
 

For more than 160 years, New York Life Insurance Company's unwavering financial strength and time-tested investment strategies have provided consistent value and solid financial protection for our clients and their families. Now, New York Life is offering two Lifetime Guarantee products1 designed to provide a cost-effective, flexible, low-maintenance solution to your life insurance planning goals, such as death benefit protection, estate planning, wealth transfer or business continuation.

New York Life's Lifetime Guarantee policies are universal life policies, available at face amounts of $1 million or more, which guarantees your policy will remain in force as long as you pay your required premium and satisfy the conditions of the required premium test. 2 Your guaranteed death benefit provides an immediate source of funds to help preserve your estate, ensure the continuation of your business, or fund an inheritance or charitable donation.

Click here to download the Lifetime Guarantee Brochure.

Click here to download the Lifetime Guarantee SUL Fact Sheet.

Click here to download the Lifetime Guarantee UL Fact Sheet.

¹Issued by New York Life and Annuity Corporation (NYLIAC), a wholly owned subsidiary of New York Life Insurance Company.

²Failure to satisfy the Cumulative Required Lifetime NLGB Monthly Premium Test will cause the lifetime guarantee to become inactive, and increases the risk that the policy may lapse for insufficient cash surrender value. See the policy form for more details.

*Products may not be available in all jurisdictions.

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Consult an Agent
At no charge to you, a New York Life agent — professionally trained and experienced — can help you analyze your needs and recommend appropriate solutions through insurance and financial products and concepts. Request a no obligation review with a New York Life agent.

New York Life Insurance and Annuity Company does not provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions.

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