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Gap calculator

Think you have enough life insurance? A new survey shows that most people have a gap in their life insurance coverage—they have less life insurance than they say they would need if the worst were to happen.

To see how you stack up, answer the questions below. And remember, if you do have a gap, you can get help by clicking on the link at the bottom of your results page.

The calculator and the results it provides are for informational purposes only and does not constitute financial advice or a product recommendation.

Insurance Gap Calculator

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Survey Methodology
The Life Insurance Gap Study was conducted by The Futures Company from April 24 to May 1, 2013 through online surveys of 1,410 adults who had household income of $35,000 or more, and household decision-making power. Of those respondents, 1,004 online surveys were given to participants who had at least $50,000 in household income and were married or had dependents. This sample mirrored the demographics of the 2008 study.