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NYLIAC Asset Preserver®

NYLIAC Asset Preserver® 1 is an innovative single premium universal life insurance policy with the option to access the death benefit to help pay for qualified long term care services in a tax-advantaged manner.  With one premium payment you get:

  • A money-back guarantee2
  • Tax deferred cash value accumulation
  • Generally income tax-free death benefit
  • Generally income tax-free acceleration of the death benefit to pay for a long-term care, if needed


1Issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation), a wholly owned subsidiary of New York Life Insurance Company. 

2Guarantee available as long as no policy loans or partial cash surrenders have been made and no long-term care benefits have been paid. Guarantee is backed by the claims-paying ability of the issuer.

In Oregon, NYLIAC Asset Preserver® policy form number is 898-60-27

For the Extension of Benefits rider the form # is 898-285.

For the Spouse's Paid-Up Insurance Purchase Option Rider the form # is 305-375


Consult an Agent:
At no charge to you, a New York Life Agent — professionally trained and experienced — can help you analyze your needs and recommend appropriate solutions through insurance and financial products and concepts. Request a no-obligation review with a New York Life Agent.

New York Life Insurance and Annuity Company does not provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions.

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NYLIAC Asset Preserver®

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