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| 2002 | 2001 | |
| Assets Under Management* | $179,772 | $178,268 |
| Adjusted Operating Revenue** | $13,860 | $13,026 |
| Net Income*** | $1,016 | $824 |
| Adjusted Operating Earnings | $884 | $848 |
| Surplus and Asset Valuation Reserve | $8,779 | $8,741 |
| Individual Life Insurance In Force | $523,799 | $490,815 |
* Represents Consolidated Domestic and International Insurance Company Statutory assets and third-party assets principally managed by New York Life Investment Management LLC, a wholly owned subsidiary of New York Life Insurance Company.
** Adjusted Operating Revenue includes primarily premium and fee income from our insurance and non-insurance operations, both domestically and internationally.
*** According to Generally Accepted Accounting Principles.
| Other Data | ||
| U.S.A. | International | |
| Licensed Agents | 10,400 | 14,500 |
| Employees | 7,500 | 4,700 |
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| 2002 Financial Highlights (in Millions) |
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