Mutual Funds

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Product Information A mutual fund is an investment company that pools the money of many individuals and institutions and invests it on their behalf. Mutual funds can invest in stocks, bonds, options, futures, currencies, money markets, or just about any other security that exists. For more information about mutual funds and investing concepts & strategies, please refer to the links below. Mutual Funds Learn more about the options available for purchasing mutual funds. Mutual Fund Directory Consult this page for a list of all MainStay Funds and access each fund overview. Fund Commentaries  Download quarterly fund commentaries in both PDF and MP formats. MainStay Funds Performance  View month-end and quarter-end performance plus daily prices.  Investment Concepts & Strategies Dollar Cost Averaging in Turbulent Times If you are looking for an investment strategy that offers simplicity, with a long-term approach, this technique may be right for you. Market Volatility The most common and costly errors that people make with their investments Understanding and Managing Risks  When investing in mutual funds, the main risk you face is the uncertainty of future rates of return, which can result in the erosion of your investment. Choosing a Mutual Fund  With various fund categories designed to meet virtually every possible investment objective, the choices seem endless. Investor Education  General investing information.  Resources MainStay Investments Shareholder Services

Mutual Funds are offered through properly licensed Registered Representatives of NYLIFE Securities LLC (member FINRA and SIPC) a Licensed Insurance Agency, and subsidiary of New York Life Insurance Company. 51 Madison Avenue New York, NY 10010.

Securities are distributed by NYLIFE Distributors LLC, (member FINRA/SIPC) 189 Lackawanna Avenue, Parsippany, NJ 07054, a subsidiary of New York Life Insurance Company.

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Please contact your NYLIFE Securities registered representative for a free prospectus or summary prospectus. Investors are asked to consider the investment objectives, risks and charges and expenses of the mutual fund before investing. The prospectus and summary prospectus contains this and other information about the fund. Please read the prospectus carefully before investing.

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