People who are reasonably healthy and not afflicted with a terminal disease usually can obtain long-term care insurance coverage, but all companies have different underwriting guidelines. A minor health problem such as arthritis, for example, probably would not preclude you from being insured but it may put you in a higher rate class. Alzheimer's, for example, would preclude one from obtaining long-term care insurance, but if someone who already has a policy developed Alzheimer's disease, they would be able to collect benefits for the long-term care the Alzheimer's condition requires.
A New York Life Insurance Agent can quickly tell you whether or not you are likely to qualify for a New York Life Long-Term Care Insurance Policy. Click here to contact an agent.
New York Life Insurance Company
Please note: This Web site is for informational purposes only. You should contact your professional advisors for legal, tax or accounting advice.
Click here for important policy form information.
Click here for important legal information.
256954HO




Rate This
Rating: 0/0 (0 votes cast)
Consult a Life Insurance Agent
At no charge to you, a New York Life agent professionally trained and experienced can help you analyze your needs and recommend appropriate solutions through insurance and financial products and concepts. Request a no obligation review with a New York Life agent.
This material is being provided for informational purposes only. Neither New York Life nor its agents provide legal, tax or accounting advice. Please contact your own advisors for legal, tax and accounting advice.
| To Top |
| What Are the Long-Term Care Insurance Health Qualification Standards? GA |




Be the first to Comment

RealLIFE Stories: Margaret Sweborg - The Will to Survive