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LifeStages® Essentials Variable Annuity Prospectus

Download the Prospectus
Click here (255 KB) to download the May 1, 2006 product prospectus for the LifeStages® Essentials Variable Annuity. The product prospectus explains the features that are offered and provides answers to some of the more frequently asked questions — everything from fees and charges and available riders, to Interest Sweep and Dollar Cost Averaging programs are detailed inside.

Download the Fund Prospectuses

The fund prospectus contains information on each of the investment divisions available under our products. Details on each Portfolio's investment objective, style and associated risk will be found inside. The Investment Divisions offered through the LifeStages® variable annuities and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ.

Together these prospectuses provide you with a complete picture of what the LifeStages® Essentials Variable Annuity may offer you as you plan for your long-term financial goals.

You may also request a prospectus by mail or call 1-800-598-2019.

You'll need the Adobe Acrobat Reader to view the prospectus.

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Issued by: New York Life Insurance and Annuity Corporation
(A Delaware Corporation)
51 Madison Avenue
New York, NY 10010

Distributed by: NYLIFE Distributors, LLC.
Member FINRA
51 Madison Avenue
New York, NY 10010

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LifeStages® Essentials Variable Annuity Prospectus

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