You don't HAVE to retire! That's one of the nice perks of being self-employed or a business owner. You're a doer. You like to make decisions and see results. But maybe someday perhaps when you're 65, 75 or older you just might WANT the option to trade the fun and frustration of work for golf, gardening, vacationing with the grandkids or sitting back and relaxing with family and friends. Just as important, you also want to have all your ducks in a row, so to speak, when it comes to making sure your loved ones are well provided for in the future.
Neither of these goals just happens. It is the result of planning, of decisions you make today. Because, as the old saying goes: Those who fail to plan...fail. That means retirement planning and estate planning...mapping out a strategy to create options for you and for your family.
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New York Life Insurance and Annuity Company does not provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions.