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Click here 
to download the May 1, 2009 product prospectus for the NYLIAC Variable Universal Life product. This Prospectus describes a flexible premium variable universal insurance policy that is no longer offered for sale by New York Life Insurance and Annuity Corporation ("NYLIAC"). NYLIAC, however, continues to accept additional premiums paid under existing policies described by this Prospectus.
The product prospectus includes charges and expenses.
The complete prospectus is in PDF format (216 pages - 960 KB). You also need to download the underlying fund prospectus for the Investment Divisions available with the Variable Universal Life policy, as well as the current performance data.
- MainStay VP Series Fund, Inc. – Initial Class
- AIM V.I. International Growth Fund — Series I Shares
- Alger American SmallCap Growth– Class O Shares*
- AllianceBernstein VPS Small/Mid Cap Value Portfolio – Class A Shares
- CVS Calvert Social Balanced Portfolio
- Dreyfus IP Technology Growth – Initial Shares
- DWS Dreman Small Mid Cap Value VIP — Class A Shares
- Fidelity® VIP Contrafund® – Initial Class
- Fidelity® VIP Equity–Income – Initial Class
- Janus Aspen Balanced Portfolio – Institutional shares
- Janus Aspen Worldwide Portfolio – Institutional shares
- MFS® Utilities — Initial Class
- Royce Micro-Cap Portfolio–Investment Class
- Royce Small-Cap Portfolio–Investment Class
- T. Rowe Price Equity Income Portfolio
- Van Eck Worldwide Hard Assets Fund
- Van Kampen’s UIF Emerging Markets Equity Portfolio – Class I
- Van Kampen’s UIF U.S. Real Estate Portfolio – Class I
*No premiums or transfers will be accepted into the Alger American SmallCap Growth—Class O Shares portfolio from policyowners who did not have Cash Value allocated to this Investment Division prior to June 1, 2007. Policyowners who remove all Cash Value allocations from this Investment Division will not be permitted to reinvest in this Investment Division.
The fund prospectuses contains information on each of the Investment Divisions available under our products, including details of each Portfolio's investment objective, style and associated risk.
Together these pieces provide you with a complete picture of what the NYLIAC Variable Universal Life Insurance may offer you as you plan for your long-term insurance and financial goals.
You may also request a prospectus and statement of additional information by mail or call 1-800-598-2019.
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Issued by: New York Life Insurance and Annuity Corporation
(A Delaware Corporation)
51 Madison Avenue
New York, NY 10010
Distributed by: NYLIFE Distributors LLC.
Member FINRA/SIPC
169 Lackawanna Avenue
Parsippany, NJ 07054
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| NYLIAC Variable Universal Life Insurance Prospectus |
