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New York Life Names Dallas J. Richins Vice President in the Long Term Care Division

AUSTIN, TX, December 12, 2005 — New York Life Insurance Company announced that Dallas J. Richins has been elected Vice President of New York Life's Long Term Care Department in Austin, Texas.

Mr. Richins is responsible for overseeing the sales and marketing unit of the company's long-term care division, managing sales initiatives for agents and public awareness for the need for long-term care. Previously, Mr. Richins worked in life and annuity sales and distribution at New York Life — as an agent, in agency management and development, and in driving product sales as a life wholesaler.

"Dallas brings broad experience in sales and his performance track record makes him a strong addition to our team and an important asset in achieving our future sales goals," said Janett C. Greenberg, Senior Vice President in charge of New York Life's Long Term Care Division.

Prior to his return to New York Life, Dallas was Senior Vice President, independent distribution, for Beneficial Life, a Utah-based insurer. In that capacity he was responsible for recruiting and sales management to improve individual agent production, and expanded Beneficial's national distribution system to increase sales.

Mr. Richins holds CLU, CFP, CFC, and Securities License Series 6 & 63 designations. He resides in Austin, Texas with his wife, Sherie, and their six children.

New York Life Insurance Company, a Fortune 100 company founded in 1845, is the largest mutual life insurance company in the United Sates and one of the largest life insurers in the world. Headquartered in New York City, New York Life's family of companies offers life insurance, annuities and long-term care insurance. New York Life Investment Management LLC provides institutional asset management and retirement plan services. Other New York Life affiliate provide an array of securities products and services, as well as institutional and retail mutual funds.

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New York Life Names Dallas J. Richins Vice President in the Long Term Care Division

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