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Have You Adjusted Your Retirement Plans to Account for Rising Living Expenses?

How would you like the freedom to travel the world, take up a new hobby or sport, or buy your loved ones impulsive, thoughtful gifts - simply because you can?

For many people, that’s what retirement should be…and with the right financial strategy, very well could be. But you have to start now. Here’s why:

Today’s retirees are living longer, healthier, and more active lives than ever before. As a result, they will also spend more retirement income than any generation in the past.

Will your income be able to keep pace? A Lifetime Income Annuity (LIA) from New York Life Insurance and Annuity Corporation (A Delaware Corporation)*can help. In fact, all it takes is one up front payment to secure a lifetime of income – guaranteed**. And there is no need to play the market or worry about managing your portfolio. Instead, you will receive a regular “paycheck” (you can choose between monthly, quarterly, semi-annual, or annual payments), so you will always know that money is coming in, not just going out.

Plus, our Lifetime Income Annuity comes with a number of valuable options. Depending on your needs, you may want to take advantage of our many flexible features. You can choose the inflation protection feature (if you are age 59½ or older at the time of first payment); or add a spouse to your policy so that he or she can continue to receive payments in case you pass away first.

Best of all, you can buy with confidence knowing that these policies are underwritten by a Fortune 500 company that continues to receive among the highest ratings for financial strength from the leading independent rating agencies: A.M. Best (A++), Fitch (AAA), Moody’s (Aaa), and Standard & Poor’s (AA+). Source: Ratings Agency Reports, as of 1/1/07.

P.S. Even if you already have a sizable nest egg, a Lifetime Income Annuity may be the ideal way to protect it. By providing a steady flow of spending money, this dependable product can help preserve your other assets and help them grow in the interim. Don’t miss this chance to find out why a Lifetime Income Annuity could mean the difference between living in retirement, and living well in retirement. Contact a New York Life agent today by completing the form below.

* In some jurisdictions, depending on the availability of certain riders, the contract may be issued by New York Life Insurance Company.
** The guarantee is backed by the claims paying ability of the issuer.

07VOL004B –LIA-Gift

Rating: 2.8/5 (5 votes cast)

Just complete the form below and a New York Life agent in your area will contact you at your convenience. There’s no obligation.

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Have You Adjusted Your Retirement Plans to Account for Rising Living Expenses?

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