Important Notice to Current & Former Insureds Under the Group & Franchise Disability Policies Underwritten by New York Life Insurance Company

• The Civil Service Employees Association, Inc. - Group Disability Policy: Group Policy Number G-11628-0 — Policy Form GMR-FACE
• New York State Bar Association - Group Disability Income Policy: Group Policy Number G-5400 — Policy Form GMR-FACE
• New York State Bar Association - Sponsored Insurance Plan Disability Plan: Policy Number G-5400 — Policy Form SIP-4R
• New York State Bar Association - Group Professional Overhead Expense Insurance Policy: Group Policy Number G-5401 — Policy Form GMR-FACE
• Trustee Of The ACI Insurance Trust - Insuring Members of the Columbia Alumni Association - Group Disability Policy: Group Policy Number G-29076-0 — Policy Form GMR-FACE

The New York Court Of Appeals has recently decided that disabilities due to a preexisting condition, as outlined in New York Insurance Law Section 3234, are to be treated as an extended waiting period instead of a permanent bar from benefit payments. As a result of this decision, New York Life Insurance Company will automatically be undertaking a re-examination of claims denied based upon preexisting conditions during the period June 27, 2004 - June 26, 2007, under the above group and franchise disability policies.

If you believe you may have had your disability claim denied by New York Life Insurance Company based on a prior interpretation of Insurance Law Section 3234, that the New York Court Of Appeals has now rejected, please call the New York Life Group Disability Claim Unit at (800) 695-4226. [Press Number 2].

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