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It’s never too early to lay your financial foundation.

Whether you’re just starting out or well on your way, laying your financial foundation may be simpler—and more affordable—than you think. Just ask NFL great Boomer Esiason, the record-setting NFL quarterback who’s now a sports commentator for The NFL Today on CBS, the Boomer & Carton show on WFAN Radio, and the CBS Sports Network. Having lost his mother when he was just seven, Boomer witnessed his father struggle not only with his grief, but with keeping finances, work, home, and family in balance. In retrospect, Boomer realized that life insurance could have made a big difference. “I was handed a life lesson early,” says Boomer. “It wasn’t the easiest life—my dad sacrificed a lot.”

But there’s a positive side to every story, and Boomer has now dedicated himself to educating others on the value of life insurance, including his own kids. Fresh out of college, his daughter Sydney is transitioning to the working world. “It’s important that she grasp the whole picture, including the financial responsibilities that are hers now,” Boomer says. “She needs to understand that life isn’t just about tomorrow, but about the years to come. And life insurance is an important part of that.”

Plus, when you have youth and good health on your side like Sydney, life insurance can be much more affordable than most people think. In fact, according to the Life Happens and LIMRA 2014 Insurance Barometer Study, people age 25 and younger overestimate the cost of life insurance dramatically, sometimes up by up to 10 times.

“I’m glad Sydney has embraced these new responsibilities, ” says Boomer, “and I’d encourage those just starting down the path of a career, marriage, or family to take the time to look into getting life insurance coverage, so they have that important financial foundation in place. ”

You can read more about Boomer’s story and connect with him on Twitter (@7BOOMERESIASON)

So what’s next?

Step 1: Estimate your protection needs with our planning tools, and review your life insurance needs with our two–minute self–review. Keep in mind, even if you have life insurance in place, you may be among the majority of Americans who have an insurance gap. Our easy-to-use Gap Calculator can help you see where you stack up.

Step 2: Read and explore more about the benefits of life insurance and learn how it can help families, small-business owners, and all sorts of people with a wide range of protection and financial needs.

Step 3: Contact an agent. Our agents are always available to discuss your needs and examine what options would work best for you and the people you love. Simply use the Talk to Us button or the Consult an Agent form on the page, and an agent in your area will contact you at your convenience. Or click here to learn all the ways you can do business with us.

So take the time to lay your financial foundation, and prepare for today so you can enjoy tomorrow.