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New York Life Income Plus Variable Annuity* with Guaranteed Future Income Benefit Rider.

Retirement’s is about pursuing more in life. Whatever your more is, your portfolio should be positioned to deliver enough income each and every year of retirement to help you achieve the goals you’ve set.

The New York Life Income Plus Variable Annuity with the optional Guaranteed Future Income Benefit (GFIB) rider can provide guaranteed income for life and the ability to generate more through potential market growth. In short, it's guaranteed income and the pursuit of more.

If flexibility is more important to you than locking in guaranteed lifetime income with the GFIB rider, New York Life Income Plus Variable Annuity also comes automatically with a free Income Benefit rider that allows you to use the money in your annuity to purchase guaranteed lifetime income streams that begin when you want them to at your discretion.

All guarantees, including the death benefit payments, are dependent on the claims paying ability of New York Life Insurance and Annuity Corporation (NYLIAC) (A Delaware Corporation), and do not apply to the investment performance or the safety of the underlying Investment Divisions in the variable annuity.

Want to learn more? Please refer to the product and fund prospectus and the following materials for important information, including risks, fees and expenses, and restrictions and limitations about the product and its riders. Explore the features and potential benefits of the New York Life Income Plus Variable Annuity through this brief video.

*Note: this product is not available in Connecticut and New York.

Investors are asked to consider the investment objectives, risks, charges, and expenses of the investment carefully before investing. Both the product and the underlying fund prospectuses contain this and other information about the product and underlying investment options. Please read the prospectuses carefully before investing.

Registered products offered by properly licensed Registered Representatives of NYLIFE Securities LLC (Member FINRA/SIPC), A Licensed Insurance Agency. New York Life Variable Annuities are issued by New York Life Insurance and Annuity Corporation (NYLIAC) (A Delaware Corporation) and distributed by NYLIFE Distributors LLC (Member FINRA/SIPC). NYLIFE Securities, NYLIAC and NYLIFE Distributors are wholly owned subsidiaries of New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010.

In most jurisdictions, the policy form number for the New York Life Income Plus Variable Annuity is ICC-P105. (it may be 211-P105); the Guaranteed Future Income Benefit Rider form number is ICC11-R108; the Income Benefit form number is ICC11-R109.

Questions about this article, about New York Life, our subsidiaries, and the products that we offer? Please call this toll free number 800-710-7945 to arrange for a discussion with a New York Life Agent or a NYLIFE Securities LLC financial services professional.

This material is for informational purposes only. Neither New York Life Insurance Company nor its Agents render tax, legal, or accounting advice. Please consult your professional advisors regarding your particular situation before determining any appropriate course of action.