New York Life Rewards Visa® Card
To be financially stable, everyone needs good credit. One of the best ways to earn that is to manage your credit cards effectively. Whether applying for your first card or consolidating accounts, the New York Life Visa® Card can be a great first step toward achieving that stability. Use it for either your personal finances or to help your business grow.
You can earn rewards points for every dollar you spend on the card.
Plus, the card offers no penalty APRs, and a 5.99% APR fixed for life* on purchases and balances transfers made within the first three billing cycles.
Variable 12.99%-18.99% APR for life on all purchases and balance transfers* after the first three billing cycles based on the Prime Rate and depending on how you meet our credit criteria.
Want a card just for Business?
Important Information: We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. We will not change APRs that are labeled "fixed" for any reason during (i) their specified duration; or (ii) the life of the applicable balance or account if either no duration is specified or the duration is indefinite. The Transaction Fee for Balance Transfers is the greater of $10 or 5% of the transaction. Offer applies to new accounts only. All changes in terms will be subject to the requirements of applicable law.
* For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms.
Cards are issued by First Bankcard, a division of First National Bank of Omaha, pursuant to a license by Visa U.S.A., Inc. New York Life Insurance Company and its subsidiaries are not affiliated with first National Bank of Omaha and any of its affiliates.