New York Life Rewards Visa® Card.
To be financially stable, everyone needs good credit. One of the best ways to earn that is to manage your credit cards effectively. Whether applying for your first card or consolidating accounts, the New York Life Visa® Card can be a great first step toward achieving that stability. Use it for either your personal finances or to help your business grow.
You can earn rewards points for every dollar you spend on the card. Points will expire on or after the fifth anniversary of when they were awarded.
Plus, the card offers no penalty APRs, and a 5.99% APR fixed for life* on purchases and balance transfers made within the first three billing cycles until paid in full.
Variable 12.99%-18.99% APR* for life on all purchases and balance transfers made after the first three billing cycles based on the Prime Rate and depending on how you meet our credit criteria.
Want a card just for Business?
Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions, and limitations. The Transaction Fee for Balance Transfers is the greater of $10 or 5% of the transaction.
* For additional information about Annual Percentage Rates (APRs), fees, and other costs, please see the Summary of Credit Terms.
Cards are issued by First Bankcard, a division of First National Bank of Omaha, pursuant to a license by Visa U.S.A., Inc. New York Life Insurance Company and its subsidiaries are not affiliated with first National Bank of Omaha and any of its affiliates.