New York Life Rewards Visa® Card.
To be financially stable, everyone needs good credit. One of the best ways to earn that is to manage your credit cards effectively. Whether applying for your first card or consolidating accounts, the New York Life Visa® Card can be a great first step toward achieving that stability. Use it for either your personal finances or to help your business grow.
You can earn reward points for every dollar you spend on the card, and you’ll have five years from when points were awarded to use them before they expire.
Plus, the card offers a fixed 5.99% APR* until paid in full on purchases and balance transfers made within the first three billing cycles, and does not charge a penalty APR.*
For any purchases and balance transfers made after the first three billing cycles, cardholders will receive a variable 13.24%-19.24% APR* based on the Prime Rate and depending on your creditworthiness. Balance transfers do have a fee equal to the greater of $10 or 5% of the transaction.
* For additional information about Annual Percentage Rates (APRs), fees, and other costs, please see the Summary of Credit Terms.
If you take advantage of this offer and make additional purchases with your credit card, you will be charged interest on those purchases unless you pay your statement balance, including the balance associated with this offer, by the statement due date. For example, if you make a balance transfer to your account for $1,000 and then make a $500 purchase, you must pay the statement balance of $1,500 by your due date in order to avoid paying interest on the $500 purchase, unless the applicable interest rate on that purchase is 0%.
Want a card just for Business?
Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions, and limitations. The Transaction Fee for balance transfers is the greater of $10 or 5% of the transaction.
Cards are issued by First Bankcard, a division of First National Bank of Omaha, pursuant to a license by Visa U.S.A., Inc. New York Life Insurance Company and its subsidiaries are not affiliated with first National Bank of Omaha and any of its affiliates.