Select Health Type
|
 |
 |
 |
 |
Blood Pressure
|
130/80 or less with no medication |
135/85 or less on single or no medication |
135/85 or less on single or no medication |
Your health does not fall within
the other guidelines. |
Cholesterol Level
|
250 or less |
250 or less |
250 or less |
Cholesterol/HDL Ratio
| 4.5 or less |
6.0 or less |
6.0 or less |
Body Mass Index (BMI)
|
Between 19.5 and 27.4 |
Between 18.5 and 30.9 |
Between 18.5 and 30.9 |
Tobacco/Nicotine Use
|
No nicotine use of any kind within the last 5 years |
No nicotine use of any kind within the last 5 years |
Current use of nicotine/tobacco substitute or
nicotine/tobacco substitute within the past year |
Family History
|
No cardiovascular disease in parent/sibiling at less than 60
years |
No cardiovascular disease in parent/sibiling at less than 60
years |
No cardiovascular disease in parent/sibiling at less than 60
years |
Driving History
|
No DWI or DUI in the past 5 years and no more than 2 moving
violations in the past 5 years. |
No DWI or DUI in the past 5 years and no more than 2 moving
violations in the past 5 years. |
No DWI or DUI in the past 5 years and no more than 2 moving
violations in the past 5 years. |
Select Health Type
|
 |
 |
 |
 |
Blood Pressure
|
140/85 or less with no medication |
150/90 or less on single or no medication |
150/90 or less on single or no medication |
Your health does not fall within
the other guidelines. |
Cholesterol Level
|
250 or less |
250 or less |
250 or less |
Cholesterol/HDL Ratio
|
4.5 or less |
6.0 or less |
6.0 or less |
Body Mass Index (BMI)
|
Between 19.5 and 27.4 |
Between 18.5 and 30.9 |
Between 18.5 and 30.9 |
Tobacco/Nicotine Use
|
No nicotine use of any kind within the last 5 years |
No nicotine use of any kind within the last 5 years |
Current use of nicotine/tobacco substitute or
nicotine/tobacco substitute within the past year |
Family History
|
No cardiovascular disease in parent/sibiling at less than 60
years |
No cardiovascular disease in parent/sibiling at less than 60
years |
No cardiovascular disease in parent/sibiling at less than 60
years |
Driving History
|
No DWI or DUI in the past 5 years and no more than 2 moving
violations in the past 5 years. |
No DWI or DUI in the past 5 years and no more than 2 moving
violations in the past 5 years. |
No DWI or DUI in the past 5 years and no more than 2 moving
violations in the past 5 years. |
Select Health Type
|
 |
 |
 |
 |
Blood Pressure
|
145/85 or less with no medication |
155/90 or less on single or no medication |
155/90 or less on single or no medication |
Your health does not fall within
the other guidelines. |
Cholesterol Level
|
Between 140 and 250 |
Between 140 and 300 |
Between 140 and 300 |
Cholesterol/HDL Ratio
|
4.5 or less |
6.0 or less |
6.0 or less |
Body Mass Index (BMI)
|
Between 19.5 and 27.4 |
Between 19.5 and 32.9 |
Between 19.5 and 32.9 |
Tobacco/Nicotine Use
|
No nicotine use of any kind within the last 5 years |
No nicotine use of any kind within the last 5 years |
Current use of nicotine/tobacco substitute or
nicotine/tobacco substitute within the past year |
Family History
|
No cardiovascular disease in parent/sibiling at less than 60
years |
No cardiovascular disease in parent/sibiling at less than 60
years |
No cardiovascular disease in parent/sibiling at less than 60
years |
Driving History
|
No DWI or DUI in the past 5 years and no more than 2 moving
violations in the past 5 years. |
No DWI or DUI in the past 5 years and no more than 2 moving
violations in the past 5 years. |
No DWI or DUI in the past 5 years and no more than 2 moving
violations in the past 5 years. |
New York Life's term insurance is an underwritten product, and
information about your health and health history is necessary to
process your application. This calculator allows you to provide us
with your own informal estimate of your health, which may vary from
our more comprehensive underwriting results and thus impact your
premium obligation.