Assess Health

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Health Type

Excellent/Very Good Good Health & Non-Smoker Good Health Smoker Fair

Blood Pressure

130/80 or less with no medication 135/85 or less on single or no medication 135/85 or less on single or no medication Your health does not fall within the other guidelines.

Cholesterol Level

250 or less 250 or less 250 or less

Cholesterol/HDL Ratio

4.5 or less 6.0 or less 6.0 or less

Body Mass Index (BMI)

Between 19.5 and 27.4 Between 18.5 and 30.9 Between 18.5 and 30.9

Tobacco/Nicotine Use

No nicotine use of any kind within the last 5 years No nicotine use of any kind within the last 5 years Current use of nicotine/tobacco substitute or nicotine/tobacco substitute within the past year

Family History

No cardiovascular disease in parent/sibiling at less than 60 years No cardiovascular disease in parent/sibiling at less than 60 years No cardiovascular disease in parent/sibiling at less than 60 years

Driving History

No DWI or DUI in the past 5 years and no more than 2 moving violations in the past 5 years. No DWI or DUI in the past 5 years and no more than 2 moving violations in the past 5 years. No DWI or DUI in the past 5 years and no more than 2 moving violations in the past 5 years.

New York Life's term insurance is an underwritten product, and information about your health and health history is necessary to process your application. This calculator allows you to provide us with your own informal estimate of your health, which may vary from our more comprehensive underwriting results and thus impact your premium obligation.