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Disclosures

THE FINE PRINT

Important Reminder:

We Do Not Take Responsibility for Links to Third Party Content

Please note: clicking on external links means you will be leaving this Web site and you assume total responsibility and risk for your use of the site(s) you are visiting. This information is being provided strictly as a courtesy.

You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this web site, without the prior written permission of New York Life. You may request permission by sending a request by e-mail from our Email New York Life page.

While New York Life Insurance Company and its affiliates provide the information on this server to anyone, we retain all intellectual property rights, including copyright, in and to this site.

New York Life Insurance Company reserves all other rights.

"The Company You Keep," "New York Life," "NYLIFE," "MainStay," "Guarantees Matter," and New York Life Investment Management, LLC, other New York Life related marks, products and service names are trademarks and/or service marks of New York Life Insurance Company or its subsidiaries. Other manufacturers' products and services profiled herein are trademarks of their respective companies.

The information, text, graphics and links provided herein are provided by New York Life Insurance Company as a convenience to its customers. New York Life Insurance Company does not warrant the accuracy or completeness of the information, text, graphics, links, and other items contained on this server or any other server. New York Life Insurance Company makes no representation about the suitability of this documentation for any purpose. It is provided as is without express or implied warranty.

The mutual funds and variable insurance products referred to in the New York Life Insurance Company site may be offered or sold only to persons in the United States. New York Life is licensed to sell life and health insurance in all 50 states.

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