Life Insurance $1.9 billion Dividend payout for 2020.

It all depends on your needs. If you’re looking for immediate protection without committing to a permanent policy now, you may want to consider term life. If you need a versatile policy to protect your loved ones and give you cash value that you can access, think about whole life.^*

We have many options for both temporary and permanent life insurance policies—many people select a combination of both to fit within their budget. 

Many insurance plans provided by employers still leave a financial gap. Our financial professionals can work with you to determine exactly what you need.

Not only can insurance protect you, you can also use its cash value to provide a supplemental income stream if your life insurance needs decrease in retirement.^*

Many life insurance policies offer cash value that you can access in retirement.^* Guaranteed income products, which are called income annuities, can help maintain your income, so you can use your other savings on things like travel and spending time with your family. 

Yes, both help protect your assets. Life insurance can allow you to tap into your cash if you need it. Long term care insurance can help fund expenses related to costs for extended periods of care. 

Being a New York Life client means that you get the benefit of working with our financial professionals, who will partner with you for life. Our clients are also backed by a company with a long history and notable financial strength—that’s the type of security and track record you can rely on.

New York Life is a mutual company. We answer to policy owners—not to Wall Street. That means that your interests and our interests are aligned. 

We believe in the value of human guidance. Life insurance, retirement, and financial products can be complex. Our financial professionals are highly trained and have access to the latest tools and resources to guide you throughout your life as your needs change. They will work directly with you to simplify matters and help you achieve your short- and long-term goals.

Getting started doesn’t cost anything. Just connect with one of our financial professionals to discuss your needs. Together, you can clarify your financial position, goals, and aspirations and co-create a plan to ensure you’re prepared for whatever life may bring. Our financial professionals can give you a good sense of how much various solutions cost, so you can make the best decisions for you.