This portable life insurance will stay with you whether you change jobs or retire.  It’s easy to apply and available to you and your family* and the premiums are automatically deducted from your paycheck. And since this is a Guaranteed Issue policy, there are absolutely no health questions and absolutely no medical exams.

Your permanent Employee’s Whole Life policy premiums are guaranteed to never increase, your policy is guaranteed to grow cash value, and your policy will be eligible to earn dividends**, which you can use to increase your coverage.

The benefits of owning an Employee’s Whole Life policy


Hassle-free application process

No medical exams and no medical questions asked.


Life-long coverage

Your policy will stay with you for your whole life.



You own the policy, so you’re still covered if you change jobs or retire as long as premium is paid when due.


Professional Service

Our agents sit with you face to face to understand your needs. 

Connect with a financial professional

Customize a strategy that works best for you.

*For family eligibility the employee is required to participate.

**Dividends are not guaranteed.

All guarantees are based on the claims-paying ability of the issuer. Employee’s Whole Life Insurance is issued by New York Life Insurance Company.

In Oregon the policy form number for Employee’s Whole Life Insurance is ICC17217-52P.

This program is not intended to be subject to the Employee Retirement Income Security Act of 1974 (ERISA).

SMRU 1812128