You insure your home, car or any other item of value so that if the unexpected happens, you can replace what you had before, right? This is called the "full replacement value." Your income keeps your family going, year after year. It's important that this income is replaced if something unexpected happens to you. If you should pass away, will your family receive the full replacement value for you?
To find out more, talk to your agent today. If you don't have agent, fill out the Consult an Agent form, and an agent close by will contact you.