Group Disability Insurance

New York Life Group Benefit Solutions (NYL GBS) engages employees at the right time and with the right resources to help them get to their full potential sooner.

At New York Life Group Benefit Solutions, we are focused on improving the well-being and peace of mind of those we serve. NYL GBS Disability insurance is designed to maximize performance and profitability. After all, when employees are healthy, they can be more productive.

Our group disability insurance focuses on prevention. But if a disabling illness or injury does occur, our expert claim managers and vocational coaches work together to help employees get back to their full potential sooner. Customers often acquire more confidence and have a more positive outlook about returning to work as a result of our vocational coaching.

Features of our short- and long-term disability solutions

  • Broad disability plan portfolio: Our flexible funding arrangements allow us to design a customized disability program to meet your organization’s needs.
  • Whole person support: New York Life Group Benefit Solutions connects the body and mind to help improve customers’ total health, productivity, and well-being.
  • Real-time data and analytics: We identify and engage with at-risk employees before a disability occurs.
  • Service and in-house clinical teams: Our teams help connect your employees to the right programs to help drive better health outcomes.

Meet Teresa

After Teresa had to take time off from work to have a back surgery, she feared what the future would bring and how her recovery would go. A vocational coaching team worked with Teresa and her manager to help her reach her full potential sooner.


New York Life Group Benefit Solutions and Achilles International, working together for our customers.

Achilles International is a nonprofit that brings volunteers and disabled runners together to train in an environment of support and community.

Our collaboration with Achilles International helps us accelerate whole-person health and build strong personal relationships with those we serve.

See how our collaboration has impacted Makeda:

MEET MAKEDA

When a nurse found herself unable to walk, we helped her recover so she could get back to the work and life she loves.


Our value-added programsoffer everyday help and support. They're included with the policy when your employees and their families enroll in NYL GBS Group Disability insurance. These include:

NYL GBS Life Assistance Program


NYL GBS Life Assistance Program offers phone consultation, counseling referrals, online work/life support, and community services for many of life challenges.

My Secure Advantage


My Secure Advantage is a full service financial wellness program that offers solutions to all types of personal financial needs. The program includes access to "money coaching" from experienced financial experts, identity theft resolution and protection, online will preparation, legal consultation referrals and discounts, educational webinars, access to a library of articles, tools, forms and tips, and more.

NYL GBS Health Advocacy Services



NYL GBS Health Advocacy Services provides employees and their family (including spouse/domestic partner, dependent children, parents, and parents-in-law) access to expert assistance with a wide range of healthcare and health insurance issues. Includes Medical Bill Saver™—a service to help participants negotiate discounts on out-of-pocket medical expenses over $400. 

NYL GBS Life Assistance Program (LAP)2


NYL GBS Life Assistance Program offers phone consultation, counseling referrals, online work/life support, and community services for many of life's challenges.

My Secure Advantage (MSA)3

 

A full-service financial wellness program that offers solutions for all types of personal financial needs. The program includes access to "money coaching" from experienced financial experts; identity theft resolution and protection; online will preparation; legal consultation referrals and discounts; educational webinars; access to a library of articles, tools, forms, and tips; and more.

NYL GBS Health Advocacy Services4


Provides employees and their families (including spouse/domestic partner, dependent children, parents, and parents-in-law) access to expert assistance with a wide range of healthcare and health insurance issues. Includes Medical Bill Saver™—a service to help participants negotiate discounts on out-of-pocket medical expenses over $400.


Ready to plan your benefits strategy for next year?

Contact your producer or connect with a New York Life Group Benefit Solutions sales representative to learn more about how we can work together.

1Programs are provided through third party vendors who are solely responsible for their products and services. Full terms, conditions and exclusions are contained in the applicable client program description, and are subject to change. Program availability may vary by plan type and location, and are not available where prohibited by law.

2These programs are NOT insurance and do not provide reimbursement for financial losses. Some restrictions may apply. Employee assistance services are provided by or through Cigna Behavioral Health, Inc. Customers are required to pay the entire discounted charge for any discounted products or services available through these programs. Programs are not available under policies issued by New York Life Group Insurance Company of NY.

3My Secure Advantage is NOT insurance and does not provide reimbursement for financial losses. Program is provided through a third-party vendor who is solely responsible for their products and services. Program is not available under policies issued by New York Life Group Insurance Company of NY.

4Health advocacy services are NOT insurance and this program does not provide reimbursement for financial losses. Health advocacy services are provided under a contract with Health Advocate, Inc. which is solely responsible for its products and services. Services are not available under policies issued by New York Life Group Insurance Company of NY.

New York Life Group Benefit Solutions products and services are provided by Life Insurance Company of North America and New York Life Group Insurance Company of NY, subsidiaries of New York Life Insurance Company.

Life Insurance Company of North America is not licensed in New York and does not conduct insurance business in New York.

This material and page are not intended for use with residents of New Mexico.