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Institutional Business Solutions

New York Life provides a suite of tailored solutions with offerings ranging from safeguarding employee and affinity member well-being with holistic benefits to securing financial futures through retirement solutions.

A trusted and distinguished partner for institutional solutions

Our long-term commitment to financial strength and integrity is the core of who we are and what we do. We offer solutions that deliver lasting value to employers, associations, and institutions by meeting their unique needs and goals.

A legacy of leadership

Over 175 years strong with $30 billion1 in surplus and the highest financial strength2 ratings.

Long-term focus and mutuality

Our business is centered around the long-term interests of our clients.

Diversified expertise

A robust business model with deep domain expertise across a wide range of specialized services and solutions.

Group and association benefits

We’re trusted by America’s leading companies, associations, and affinity groups to support their employees and group members with a range of customized benefits designed to address evolving individual and institutional needs.

1Total surplus, which includes the AVR, is one of the key indicators of the company’s long-term financial strength and stability and is presented on a consolidated basis of the company. NYLIC’s statutory surplus was $25.29 billion and $23.89 billion at December 31, 2023 and 2022, respectively. Included in NYLIC’s statutory surplus totaling $8.93 billion and $8.54 billion at December 31, 2023 and 2022, respectively, and LINA’s statutory surplus of of $1.86 billion and $1.6 billion at December 31, 2023 and 2022, respectively. AVR for NYLIC was $4.51 billion and $4.23 billion at December 31, 2023 and 2022, respectively. AVR for NYLIAC was $1.94 billion and $1.89 billion at December 31, 2023 and 2022, respectively. AVR for LINA was $0.12 billion and $0.09 billion at December 31, 2023 and 2022, respectively. Policy owners can view audited statutory financial statements by visiting our website, www.newyorklife.com.

2New York Life Insurance Company and New York Life Insurance and Annuity Corporation received the highest financial strength ratings currently awarded to any U.S. life insurer by Standard & Poor’s (AA+); A.M. Best (AA+); Moody’s (Aaa); and Fitch (AAA). Source: Individual Third-Party Ratings Reports as of 10/4/2024.

3Products availability may vary by state and is subject to change. Voluntary benefit products are not available in all states