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Adding flexibility to your portfolio can help preserve your wealth.

When you purchase a permanent life insurance policy to protect those you care about, you gain access to cash value—a valuable tool that can help preserve your wealth. We all know that the market has its ups and downs. After a down year, withdrawing money from your investment account can lock in losses, quickly depleting your balance.

    Flexibility Calculator

Hypothetical example for illustrative purposes only, based on the assumptions you provided. It does not represent actual performance of any investments. Individual results will vary and may be more or less favorable, depending on factors like withdrawal rates, taxes, fees/expense and charges and sequence of actual performance experienced by the individual. Hypothetical returns are based on historical index performance as of 12/31/2015. Stocks are presented by S&P 500 and bonds are represented by Barclays Aggregate Bond index. Past performance is no guarantee of future results. Please note, an investor cannot invest directly in an index.


New York Life Insurance Company
51 Madison Avenue
New York, NY 10010
SMRU #1676142 Exp. 12/31/2017