NYLIAC Instant Legacy at a glance.
NYLIAC Instant Legacy®1 is a single-premium universal life insurance policy that can help leverage the money you have set aside for your heirs into a larger legacy through a Guaranteed Death Benefit.2
Here are some benefits of NYLIAC Instant Legacy®:
- Fast and simple: NYLIAC Instant Legacy's® simplified underwriting does not require medical exams or blood work, just a one-page questionnaire and no recurring premiums.
- More for your beneficiaries: The single premium can provide a generally income tax-free legacy for your loved ones.
- Access to funds: NYLIAC Instant Legacy® provides a money-back guarantee3 of the initial premium and access to the policy's cash value through loans and partial withdrawals,4 which can be used "just in case" you need them.
For more information on this product, see the NYLIAC Instant Legacy® Brochure and NYLIAC Instant Legacy® Fact Sheet.