Our whole life policies can be customized. Because no two lives are alike.

Coverage tailored to you.

  • Custom Pay Periods

    Choose how long you want to make payments, and premiums are guaranteed to never change.

  • Guaranteed Growth

    Your cash value will grow—and you’ll be eligible for dividends, which can compound quickly.

  • Just-in-case Options

    Customize your coverage by adding a policy rider that specifically caters to your needs.

 

One policy, many paths. 

Our one-of-a-kind Custom Whole Life policy is a permanent policy designed to offer the lifelong security of whole life insurance, with the flexibility to pay down your policy as fast as you want—you choose how long–or short–you'll be paying premiums.*

CUSTOM WHOLE LIFE SHARES SOME OF THE KEY FEATURES OF WHOLE LIFE, INCLUDING:

  • Level premiums, guaranteed never to increase.**
  • A guaranteed death benefit (as long as premium is paid when due).
  • Tax-deferred growth of the policy’s cash value.
  • The ability to tap into that cash value—generally tax-free—for starting a business, college expenses, buying a new home, and more.***
  • The potential to earn dividends as declared by the company.****
  • Customized protection that lets you choose from a variety of riders (some at additional cost) to tailor your policy to your needs.

ADDITIONALLY, CUSTOM WHOLE LIFE OFFERS:

  • Tailored premium payment periods. Create the payment schedule that’s right for you.
  • Once your policy is paid, you can access its cash value in periodic payments, whenever you want (if your insurance needs decrease).

 

Learn more about the many ways to supplement your Custom Whole Life policy with optional riders.

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* Certain restrictions may apply.  

** All guarantees are based upon the claims paying ability of the issuer.  

*** When you access the cash value in a life insurance policy, it will reduce the cash value and death benefit. Loans also accrue interest.  

**** Dividends are not guaranteed.