New York Life Flexible Premium Variable Annuity III Prospectus.

Download the Product Prospectus.

Click here to download the May 1, 2017 product prospectus and underlying fund prospectuses for the New York Life Flexible Premium Variable Annuity III. The product prospectus explains the features that are offered and provides answers to some of the more frequently asked questions — everything from fees and charges and available riders, to such features as Automatic Asset Rebalancing and the Future Income Rider are detailed inside.

The fund prospectuses contain information on each of the investment divisions available under our products. Details on each Portfolio's investment objective, style and associated risk will be found inside. The investment options within New York Life Variable Annuities are different from mutual funds that have the same name, adviser, investment objective, and policies, as well as substantially similar portfolio securities.

Together these prospectuses provide you with a complete picture of what the New York Life Flexible Premium Variable Annuity III Prospectus may offer you as you plan for your long-term financial goals.

To learn more about the policy, you may also download the Statement of Additional Information ("SAI") dated May 1, 2017. The SAI contains more detail concerning the subjects discussed in the prospectus.

You may also request the prospectuses by mail or by calling 1-800-598-2019.

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Issued by: New York Life Insurance and Annuity Corporation*
(A Delaware Corporation)
51 Madison Avenue
New York, NY 10010

Distributed by: NYLIFE Distributors LLC*
Member FINRA/SIPC
169 Lackawanna Avenue
Parsippany, NJ 07054

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Further Reading
  • Wholly owned subsidiaries of New York Life Insurance Company, 51 Madison Avenue, New York, New York 10010.

In most jurisdictions, the policy form number for the New York Life Flexible Premium Variable Annuity III is ICC15-P303.