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Click here to download the May 1, 2012 product prospectus for the New York Life Insurance and Annuity Corporation ("NYLIAC") Corporate Sponsored Variable Universal Life ("CSVUL") product. This Prospectus describes a flexible premium variable universal life insurance policy that is no longer offered for sale by NYLIAC to new corporate sponsored plans. NYLIAC, however, continues to accept additional premiums paid under existing policies. The product prospectus includes information about the product as well as the charges and expenses. The complete prospectus is in PDF format (54 pages – 4.14 MB PDF).

You should also refer to the Statement of Additional Information, which contains more detail concerning the subjects discussed in the prospectus. You also need to download the underlying fund prospectuses for the Investment Divisions available with a NYLIAC CSVUL policy.

The fund prospectuses contains information on each of the Investment Divisions available under our product, including details of each Portfolio's investment objective, style and associated risk. The Investment Divisions offered through our VUL products and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may vary.

Please click on the Site Help and Disclosures link for an explanation of the site icons and site disclosures.

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Issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation), 51 Madison Avenue, New York, NY 10010 and Distributed by NYLIFE Distributors LLC, Member FINRA/SIPC, 169 Lackawanna Avenue, Parsippany, NJ 07054. Both are wholly owned subsidiaries of New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010

In most jurisdictions, the NYLIAC CSVUL policy form number is 796-40

In the State of Oregon, the NYLIAC CSVUL policy form number is 796-40.22