Click here to download the May 1, 2020 New York Life Insurance and Annuity Corporation ("NYLIAC") Consolidated Financial Statements and underlying fund prospectuses for the NYLIAC Pinnacle VUL & NYLIAC Pinnacle SVUL products. Both the NYLIAC Pinnacle VUL and NYLIAC Pinnacle SVUL products are no longer for sale. NYLIAC however, continues to accept additional premiums paid under existing policies described by the Prospectus.

The fund prospectuses contain information on each of the Investment Divisions available under our products. Details of each Portfolio's investment objective, style and associated risk will be found inside. The Investment Divisions offered through the New York Life variable universal life polices and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ.

Together these prospectuses provide you with a complete picture of what the NYLIAC Pinnacle VUL & NYLIAC Pinnacle SVUL products may offer you as you plan for your long-term financial goals.

You'll need the Adobe Acrobat Reader to view the prospectus. You can download latest version of Adobe Acrobat Reader from the Adobe free-download Site.

Issued by: New York Life Insurance and Annuity Corporation*
(A Delaware Corporation)
51 Madison Avenue
New York, NY 10010

Distributed by: NYLIFE Distributors LLC*
30 Hudson Street
Jersey City, NJ 07302

* Wholly owned subsidiaries of New York Life Insurance Company, 51 Madison Avenue, New York, New York 10010.

In Oregon, the policy form numbers are as follows:
NYLIAC Pinnacle Variable Universal Life: 300-80.27
NYLIAC Pinnacle Survivorship Variable Universal Life: 300-81.27