Click here to download the May 1, 2020 product prospectus and underlying fund prospectuses for the New York Life and Annuity Corporation (“NYLIAC’) Variable Universal Life Provider product. The product prospectus describes a flexible premium variable universal life insurance policy that is no longer offered for sale by NYLIAC. NYLIAC however, continues to accept additional premiums paid under existing policies described by this Prospectus.

The fund prospectuses contain information on each of the Investment Divisions available under our products. Details of each Portfolio’s investment objective, style and associated risk will be found inside. The Investment Divisions offered through the New York Life variable universal life polices and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ.

Together these prospectuses provide you with a complete picture of what the NYLIAC Variable Universal Life Provider Prospectus may offer you as you plan for your long-term financial goals.

To learn more about the policy, you may download the Statement of Additional Information (“SAI”) dated May 1, 2013. The SAI contains more detail concerning the subjects discussed in the prospectus.

You may also request a prospectus and statement of additional information by calling 1-800-598-2019.

You'll need the Adobe Acrobat Reader to view the prospectus. You can download latest version of Adobe Acrobat Reader from the Adobe free-download Site.

Issued by: New York Life Insurance and Annuity Corporation*
(A Delaware Corporation)
51 Madison Avenue
New York, NY 10010

Distributed by: NYLIFE Distributors LLC*
30 Hudson Street
Jersey City, NJ 07302

* Wholly owned subsidiaries of New York Life Insurance Company, 51 Madison Avenue, New York, New York 10010.

In Oregon, The NYLIAC Variable Universal Life Provider Policy Form Number is is 303-30.27