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Click here to download the May 1, 2014 product prospectus and underlying fund prospectuses for the New York Life Legacy Creator Single Premium Variable Universal Life (SPVUL) Prospectus. The product prospectus includes charges and expenses.

The fund prospectuses contain information on each of the Investment Divisions available under our products. Details of each Portfolio’s investment objective, style and associated risk will be found inside. The Investment Divisions offered through the New York Life variable universal life polices and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ.

Together these prospectuses provide you with a complete picture of what the New York Life Legacy Creator SPVUL Prospectus may offer you as you plan for your long-term financial goals.

To learn more about the policy, you may download the Statement of Additional Information (“SAI”) dated May 1, 2014. The SAI contains more detail concerning the subjects discussed in the prospectus

You may also request a prospectus and statement of additional information by mail or call 1-800-598-2019.

You'll need the Adobe Acrobat Reader to view the prospectus. You can download the latest version of Adobe Acrobat Reader from the Adobe free-download Site.

Issued by: New York Life Insurance and Annuity Corporation
(A Delaware Corporation)
51 Madison Avenue
New York, NY 10010

Distributed by: NYLIFE Distributors LLC
169 Lackawanna Avenue
Parsippany, NJ 07054

In most jurisdictions, the New York Life Legacy Creator SPVUL policy form number is 308-95. In Oregon, the policy form number is 308-95.27. The Flexible Single Premium Variable Universal Life Insurance Policy is approved under Oregon state filing number LI 04120