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New York Life Variable Universal Life Insurance

If you want to protect your loved ones with life insurance and also want to grow tax-advantaged assets for your future, variable universal life insurance may help. Work with your New York Life financial services professional to protect your family while building tax-advantaged assets for future needs such as college funding, retirement, a wedding, building a dream home and more.*

  • New York Life Variable Universal Life Brochure
  • New York Life Variable Universal Life Features and Benefits

Select the links below to view the product factsheet, prospectus, and performance-related resources.

  • New York Life Variable Universal Life Accumulator II/Accumulator Plus

New York Life Survivorship Variable Universal Life Accumulator


When structured properly, VUL allows for tax-free loans and withdrawals. Loans and withdrawals reduce the policy's cash value and death benefit amount.

UL policies are sold by prospectus only. Investors are asked to consider the investment objectives, risks, charges and expenses of the investment carefully before investing. Both the product and underlying funds prospectuses contain this and other information. Please read the prospectuses carefully before investing.

Registered products offered by properly licensed registered representative of NYLIFE Securities LLC (Member FINRA/SIPC), A Licensed Insurance Agency. New York Life Variable Universal Life Insurance policies are issued by New York Life Insurance and Annuity Corporation (NYLIAC) (A Delaware Corporation) and distributed by NYLIFE Distributors LLC (Member FINRA/SIPC). NYLIFE Securities, NYLIAC and NYLIFE Distributors are wholly owned subsidiaries of New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010.