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New York Life Variable Universal Life Accumulation Series.

Variable Universal Life (VUL) insurance is a type of permanent life insurance which provides a death benefit in exchange for flexible premiums, as well as investment options that provide access to the financial markets.

New York Life Variable Universal Life Accumulator Plus and Survivorship Variable Universal Life Accumulator policies are designed for those who need life insurance protection, but who are also investment-minded and desire the potential for greater cash value accumulation than is generally available in a fixed insurance product. While these policies have the potential for greater cash value accumulation, cash value in the investment divisions will fluctuate with market conditions and it may be at risk. A decrease in the policy’s cash value could decrease the amount of insurance protection.

For more specific information on these Variable Universal Life policies, select the links below.

Request from your Registered Representative a prospectus. It contains more complete information about the VUL policies and underlying investment divisions, including investment objectives, risks, charges, and expenses. Please read the prospectus carefully before investing. Variable Universal Life insurance involves insurance-related fees and charges such as mortality and expense risk charges, surrender charges, cost of insurance, per-thousand face amount charges, and underlying fund expenses, which are explained in the prospectus.

Registered products offered by properly licensed registered representative of NYLIFE Securities LLC (Member FINRA/SIPC), A Licensed Insurance Agency. New York Life Variable Universal Life Insurance policies are issued by New York Life Insurance and Annuity Corporation (NYLIAC) (A Delaware Corporation) and distributed by NYLIFE Distributors LLC (Member FINRA/SIPC). NYLIFE Securities, NYLIAC and NYLIFE Distributors are wholly owned subsidiaries of New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010.

In Oregon, policy form numbers are as follows: New York Life Variable Universal Life Accumulator: 308-30.27 and New York Life Survivorship Variable Universal Life Accumulator: 308-150.27.