Create a plan that flexes with you

Guaranteed Income Annuities*

Secure your retirement with income for life. Guaranteed.

  • Enjoy a retirement paycheck for life
  • Start income now or later—it's up to you
  • Secure steady payments to help support your retirement

There are certain scenarios where you can get back a portion of your money in the event of an unexpected circumstance. However, access to money in this contract may be limited.

Variable Annuities**

Plan ahead and invest long-term for your retirement.

  • Invest in the market— tax deferred growth potential
  • Get a guaranteed death benefit + optional investment protection***
  • Start small and build along the way

Annual account fee, Mortality Expense and Administrative Fees, surrender charges (if applicable)****, and fees associated with selected investment options. Additional rider fees for additional options of investment protection and enhanced guaranteed death benefit.

Fixed Deferred Annuities**

Earn guaranteed growth of your retirement assets.

  • Rest easy with a fixed interest rate—guaranteed for an initial period
  • Grow your money tax-deferred
  • Protect your retirement assets, safely and securely

Surrender charges may apply****

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The table above shows a few key features of New York Life's suite of Annuity products for general informational purposes only.  Before you make any purchase decisions, please speak to a New York Life agent/NYLIFE Securities LLC Registered Representative for complete information about the products.

*Issued by New York Life Insurance and Annuity Corporation, a wholly owned subsidiary of New York Life Insurance Company. Guarantees are based on the claims-paying ability of the issuer.

**New York Life Variable Annuities are issued by New York Life Insurance and Annuity Corporation ("NYLIAC "), a Delaware Corporation, and offered by NYLIFE Securities LLC, Member FINRA/SIPC. Both NYLIAC and NYLIFE Securities LLC are wholly-owned subsidiaries of New York Life Insurance Company, 51 Madison Avenue, New York, New York 10010. Variable annuities are sold through prospectus. You should consider the investment objectives, risks, charges and expenses of the investment carefully before investing. Both the product and fund prospectuses contain this and other information and can be obtained from your Registered Representative. Please read the prospectuses carefully before investing. 

***All guarantees, including death benefit payments, are dependent on the claims-paying ability of New York Life Insurance and Annuity Corporation (NYLIAC) and do not apply to assets in the Investment Divisions as they are subject to market risk and fluctuate in value. Investment protection via optional rider at additional costs on New York Life Premier and Premier II Variable annuities.

****Surrenders and withdrawals are subject to ordinary income taxes and if prior to age 59 ½, 10% IRS tax penalty.