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Life Insurance Need Calculator

If you’re in the market for life insurance protection, it can be challenging to determine how much coverage is enough. Our calculator can help you determine the minimum coverage you’ll need based on your individual circumstances and goals as well other factors as age, income, debt, immediate- and long-term expenses, investments, and available resources.

The results and explanations generated by this calculator may vary due to user input and assumptions. For a more detailed financial analysis, click on the Contact an Agent button and a local New York Life agent will call you.

New York Life Insurance Company does not guarantee the accuracy of the calculators, results, explanations, nor applicability to your specific situation. Calculator results are hypothetical, based on assumptions which you choose. We recommend that you use this calculator as a guideline only.

    Age, Income and Assumptions
  1. Immediate Cash Needs
  2. Long-Term Income Needs
  3. Available Resources

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