Whole Life Insurance | New York Life Insurance Company

Let us help you find a policy as unique as you.

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Guarantees you can count on. Benefits that add up.

Whole life insurance offers cash value you can use to help pay for retirement, finance education, or just make life easier if your insurance needs decrease.

Reasons to buy whole life insurance:

Long-term protection

Dividend** potential

Cash value* you can use in retirement

Premiums guaranteed^ not to increase

Whole life helps you live your best life.

Whole life insurance accumulates cash value—money you can use for future expenses like college tuition or income in retirement.* Dividends also provide an opportunity for your cash value to grow even more.** Our financial professionals can help create a combination of protection and growth potential, designed around your goals.

^*Accessing the cash value of the policy will reduce the available cash surrender value and the death benefit.

^**Though dividends are not guaranteed, New York Life has been paying them to policy owners every year for 164 years.

^{^}The guarantees of a whole life policy are based on the claims-paying ability of the issuer.