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Whole life insurance offers valuable benefits you can use to help pay for retirement, finance education, or just make life easier.
Whole life insurance accumulates cash value—money you can use for future expenses like college tuition or income in retirement.* Dividends also provide an opportunity for your cash value to grow even more.** Our financial specialists can help create a combination of protection and growth potential, designed around your goals.
*Accessing the cash value of the policy will reduce the available cash surrender value and the death benefit.
**Though dividends are not guaranteed, New York Life has been paying them to policy owners every year for 164 years.
^The guarantees of a whole life policy are based on the claims-paying ability of the issuer.