That’s why we offer insurance solutions that can help put you more in control of your future, give you a sense of security and offer you the additional financial protection you may need.
During your enrollment period, you can enroll for valuable benefits designed to help protect what matters most to you.
If you're not sure how much life insurance to purchase, our online calculator can help:
You can also download our fillable Life Insurance Calculator to estimate how much coverage you need.
Find out with our Disability Needs Calculator
Voluntary Accident Insurance Benefit Highlight Sheet
Voluntary Critical Illness Benefit Highlight Sheet
Voluntary Hospital Indemnity Benefit Highlight Sheet
Voluntary Long Term Disability Insurance Benefit Highlight Sheet Employee Paid
Voluntary Short Term Disability Insurance Benefit Highlight Sheet Employee Paid Class 1
Voluntary Short Term Disability Insurance Benefit Highlight Sheet Employee Paid Class 2
Learn more about how to submit a claim:
How to Submit a Life or Accidental Death and Dismemberment Claim
Watch educational videos about the valuable benefits that are available to you.
Accident Insurance with Health Screening Benefit*†
Pays you benefits for specific injuries and events resulting from a covered accident. Benefit amounts vary depending on the type of injury and care received. In addition, the health screening benefit provides a payment for completing various health screening tests.
Critical Illness Insurance with Health Screening Benefit*†
Pays a lump-sum benefit if you are diagnosed with a covered illness or condition such as a heart attack, stroke, or cancer. In addition, the health screening benefit provides a payment for completing various health screening tests.
Hospital Indemnity with Health Screening Benefit*†
Pays a daily benefit if you have a covered stay in a hospital, intensive care unit, or rehabilitation facility. In addition, the health screening benefit provides a payment for completing various health screening tests.
Term Life Insurance
Can help protect your loved ones’ financial health if you are no longer there to support them.
Accidental Death and Dismemberment (AD&D) Insurance
Provides protection if you die or are seriously injured as a result of a covered accident or injury-on or off the job.
Short-Term Disability Insurance
Covers a portion of your paycheck if you are unable to work for a short period of time.
Long-Term Disability Insurance
Covers a portion of your paycheck if you are unable to work for an extended period of time.
How to File a Voluntary Benefits Claim
Learn how to file your accident, critical illness, or hospital indemnity insurance claim with our video guide. We’ll walk you through the process ensuring you can complete your claim without hassle.
*This benefit is only payable once per day even if multiple Health Screenings are provided in a single day. Este beneficio solo se paga una vez por día, incluso si se realizan múltiples evaluaciones médicas en un solo día.
†Accident Insurance, Critical Illness Insurance, and Hospital Indemnity Insurance are limited benefit policies. Accident insurance pays benefits for accidents only. These products are not health care insurance and do not satisfy the requirement of minimum essential coverage under the Affordable Care Act. New York Life Group Benefit Solutions’ Accident Insurance, Critical Illness Insurance, and Hospital Indemnity Insurance are underwritten by New York Life Insurance and Annuity Corporation, a subsidiary of New York Life Insurance Company. Product availability may vary by state and is subject to change. Voluntary benefit products are not available in New York. Policy forms: Accident: GBS-AI-1000.00; Critical Illness: GBS-CI-1000.00; Hospital Indemnity: GBS-HI-1000.00.
Policy forms: Disability & Term Life - TL-004700 et al; Accident - GA-00-1000.00 et al.
All contracts are provided in English. In the event of any conflict between the contract and any summary in any other language, the terms of the contract will prevail.
New York Life Group Benefit Solutions products and services are provided by Life Insurance Company of North America or New York Life Group Insurance Company of NY, subsidiaries of New York Life Insurance Company.
Life Insurance Company of North America is not licensed in New York and does not conduct insurance business in New York.