Supplemental Health Benefits

For added comfort and quality care.

Health care benefits are some of the most popular benefits available in the workplace today. But as the costs continue to rise, more and more companies are cutting back. Group supplemental health benefits from New York Life can help fill the void by giving members a flexible way to help pay for health-related services—or other daily living costs—that might not be covered by their workplace plan.

Let's start a conversation today.

Daniel Obrien

Dan O'Brien, Vice President

Phone: (914) 846-3345


The average cost of a hospital stay.1


The average annual healthcare costs for a family of four.2

Two people painting with child

The benefits of supplemental health insurance

Group supplemental health benefits can help protect members from the potentially high cost of a serious illness or hospitalization. Voluntary supplemental benefits complement traditional health coverage by providing a lump­ sum cash benefit whenever the certificate holder receives a specific type of care.

What group products are available?


Hospital Indemnity Insurance Plan

Pays a fixed daily benefit for each covered day the certificate holder is confined in a hospital. Benefit amounts can increase, even double, if hospitalization is due to cancer or if the certificate holder is admitted to intensive care.

Group 2

Hospital and Home-Care Recovery Insurance

Pays a cash benefit based on the number of covered days the certificate holder is in the hospital, as well as a daily benefit to secure home care following a hospital stay.


Critical Illness Insurance Plan

Pays a single, lump-sum benefit when the certificate holder is diagnosed with a heart attack, stroke, cancer, or other specified critical illness.

1"Hospital and Surgery Costs,", June 22, 2023.

2"2023 Milliman Medical Index," Milliman, May 25, 2023.