(Note to Administrator: Use the following copy in whole or part in your marketing materials. Format however you choose, for callouts, feature articles, or side bars—the choice is yours. Remember to inform your account manager on how you will use these materials.)
What is supplemental health insurance?
Supplemental health insurance can help pay for specific health care expenses. It does not replace major medical health insurance. Group supplemental health insurance coverage, like those offered through your association, can offer key advantages designed for the unique traits of your group.
Why should I consider buying supplemental health coverage?
Illnesses and hospitalization could leave you or your family with substantial unexpected expenses not fully covered by primary health insurance. Supplemental insurance can provide cash payments directly to you to help cover expenses you otherwise would have to pay out of pocket. This could include co-pays, services, childcare, and needed items to help you recover.
What is hospital indemnity insurance?
Hospital indemnity is supplemental health insurance that pays a fixed daily benefit for each covered day you are hospitalized or experience other qualifying medical events. Benefit amounts can increase, even double, if hospitalization is due to cancer or if the insured is admitted to intensive care. You can apply online or download a printable application that you complete and return by mail. TPA provides links.
What is hospital and home-care recovery insurance?
Hospital and home-care recovery insurance is supplement health coverage that pays a cash benefit based on the number of covered days you are hospitalized, as well as a daily benefit to secure home care following a hospital stay. You can apply online or download a printable application that you complete and return by mail. TPA provides links.
What is critical illness insurance?
Critical illness insurance is supplemental health coverage that pays a single, lump-sum benefit if you are diagnosed with a heart attack, stroke, cancer, or other specified critical illness. You can apply online or download a printable application that you complete and return by mail. TPA provides links.