Businessman on a yellow cab in New York City

Business Travel Accident Why choose New York Life Business Accident Travel Insurance?

Employers of all sizes, from a local pizza restaurant to a large technology company, have employees who travel to further the business of the company. With Business Travel Accident (BTA) insurance from New York Life, you can help your clients fulfill one of their critical responsibilities; their obligation to protect their employees’ safety when traveling on company business, whether it’s down the street, across the state, or out of the country. BTA is specifically designed to help employers of all sizes fulfill their duty of care needs. BTA can be tailored to protect any client’s greatest asset, their employees.

Value Added Programs

Our suite of value-add programs are designed to offer everyday help and support:

Secure Travel1 Help employees take trips with greater peace of mind with covered medical evacuations, repatriation, and emergency travel assistance.

Options available for travel companion benefits and pre-trip planning and 24/7 support when more than 100 miles away.

Survivor Assurance2 Help ease the burden on beneficiaries by managing their insurance benefits in free, interest-bearing accounts for claim payments of $5,000 or more and beneficiary access to our Employee Assistance & Wellness and Financial, Legal & Estate support programs.3

Flexible Coverages

  • Business Travel Only
  • Full Occupational (Job Site or Travel Protections)
  • 24 Hour Business and Pleasure
  • War Risk Coverage

Key Benefits

  • Accidental Death and Dismemberment Benefit
  • Bereavement and Trama Counseling Benefit
  • Coma Benefit
  • Felonious Assault and Violent Crime Benefit
  • Home Alteration and Vehicle Modification Benefit
  • Hospital Stay Benefit
  • Rehabilitation Benefit
  • Seatbelt and Airbag Benefit
  • Commuting Benefit
  • Special Education Benefit
  • Child Care Center Benefit

Targeted Market Segments

  • Employers with frequent business travel
  • Large Corporations seeking added employee benefits
  • Small Businesses looking to protect employees

Value for Employers

  • A broad range of coverage choices available to help meet employee needs
  • Multi-year prepaid options available for employers
  • Additional assurance for employers whose employees are traveling on behalf of the business

Value for Employees

  • Additional protection when employees travel
  • No medical questions or exam required to obtain coverage
  • Travel assistance and other value add programs and services are included

Download brochures

Business Travel Accident overview

Business Travel Accident overview

Let’s connect

Have questions or want to explore tailored options? Let's chat about how our services can meet your needs.

Richard Powell, Corporate Vice President
Phone: (914) 846-3946
Email: Richard_H_Powell@newyorklife.com

Tediae Yaah, Corporate Vice President
Phone: (862) 250-7288
Email: Tediae_R_Yaah@newyorklife.com

1NYL Secure Travel is provided under a contract with Garda World Security Corporation and their subsidiary, Crisis24, Inc. (collectively, “Crisis24”). Emergency evacuation and repatriation benefits are insured by Life Insurance Company of North America and New York Life Group Insurance Company of NY, a subsidiary of New York Life Insurance Company. (Policy Forms: BA-01-1000 et al.) Services provided by Crisis24 are subject to the terms of the service agreement. Presented here are highlights of the NYL Secure Travel program.

2Survivor Assurance accounts are not deposit account programs and are not insured by the Federal Deposit Insurance Corporation or any other federal agency. Account balances are the liability of the insurance company and the insurance company reserves the right to reduce account balances for any payment made in error. Counseling, legal, or financial assistance and discount programs are not available for policies issued by New York Life Group Insurance Company of NY.

3These programs are NOT insurance and do not provide reimbursement for financial losses. Programs are provided through third party vendors who are solely responsible for their products and services. Full terms, conditions and exclusions are contained in the applicable client program description, and are subject to change.

Program availability may vary by plan type and location, and are not available where prohibited by law.

Underwritten by Life Insurance Company of North America and New York Life Group Insurance Company of NY, a subsidiary of New York Life Insurance Company.

This information is a brief description of the features of this insurance program. Coverage may not be available in all states or certain terms may be different where required by law. The provision of this document is for informational purposes only and is not an insurance contract.

New York Life Insurance Company | 51 Madison Avenue, New York, NY 10010. NEW YORK LIFE and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company. 

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