Participant Accident Insurance Why choose New York Life Participant Accident Insurance?
New York Life provides accident solutions to help address the inherent risks of injuries that may come about during various activities. Our coverage provides valuable benefits for groups and their participants. It provides insurance protection when participating in sponsored activities or events, and/or while traveling.
Target Market Segments and Covered Individuals
- Day Care Facilities: Children in care, staff members
- K-12 Schools: Students, athletes, faculty, staff, volunteers
- Camps: Children in care, staff members, volunteers
- Sports Organizations: Athletes, managers, trainers, coaches, volunteers
- Recreational Groups: Participants, staff members, volunteers
- Religious Organizations: Members, volunteers, staff members
- Special Events: Participants, staff members, volunteers
- Volunteer Organizations: Volunteers, staff members
Key Coverages
- School Coverage
- Sports Coverage
- Covered Activities Coverage
Key Benefits
- Accidental Death and Dismemberment Benefit
- Accident Medical Expense Benefit
- Catastrophic Cash Benefit
- Crisis Death Benefit
- Deferred and Extended Medical Treatment Benefit
- Brain Damage Benefit
- HIV Occupational Accident Benefit
- Special Counseling Benefit
Coverage Highlights
- Coverage for members of organizations participating in policyholder-sponsored and supervised activities
- Coverage extends to include travel to and from sponsored activities
- Coverage helps fill gaps in medical insurance plans
- May fill gaps in general liability coverage
3.5 million children under age 14 receive medical treatment for sports and recreational injuries each year.
John Hopkins Medicine Sports Injury Statistics, Accessed on January 29, 2025
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Participant Accident overview
Daycare / Pre-K
K-12 schools
Camps
Youth sports organization
Let’s connect
Have questions or want to explore tailored options? Let's chat about how our services can meet your needs.
Richard Powell, Corporate Vice President
Phone: (862) 341-7386
Email: Richard_H_Powell@newyorklife.com
Tediae Yaah, Corporate Vice President
Phone: (862) 250-7288
Email: Tediae_R_Yaah@newyorklife.com
This information is a brief description of the features of this insurance program. Coverage may not be available in all states or certain terms may be different where required by law. The provision of this document is for informational purposes only and is not an insurance contract.
Underwritten by Life Insurance Company of North America and New York Life Group Insurance Company of NY, a subsidiary of New York Life Insurance Company.
New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010. NEW YORK LIFE and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company.
SMRU 7737858