Our voluntary benefits are designed with you in mind, offering secure protection and peace of mind for life’s unexpected moments. Our benefits are paid directly to you, and you can use the money any way you choose. Whether you need to cover co-pays, pay rent or car payments, or use it for childcare costs, the choice is yours.
Product availability may vary by state and is subject to change. Voluntary benefit products are not available in New York.
Accident Insurance, Critical Illness Insurance, and Hospital Indemnity Insurance are limited benefit policies. Accident insurance pays benefits for accidents only. These products are not health care insurance and do not satisfy the requirement of minimum essential coverage under the Affordable Care Act. New York Life Group Benefit Solutions’ Accident Insurance, Critical Illness Insurance, and Hospital Indemnity Insurance are underwritten by New York Life Insurance and Annuity Corporation, a subsidiary of New York Life Insurance Company. Policy provisions and product availability may vary by state. Policy forms: Accident-(GBS-AI-1000.00) et al; Critical Illness- (GBS-CI-1000.00) et al; Hospital Indemnity (GBS-HI-1000.00) et al.
New York Life Group Benefit Solutions products and services are provided by Life Insurance Company of North America, New York Life Group Insurance Company of NY and New York Life Insurance and Annuity Corporation, subsidiaries of New York Life Insurance Company. Life Insurance Company of North America is not authorized in NY and does not conduct business in NY.