Accident, critical illness, and hospital indemnity insurance solutions
Our voluntary benefits portfolio is designed to give employees valuable supplemental health insurance that offers more coverage and is easy to use.
Our accident insurance, critical illness, and hospital indemnity insurance plans offer employees valuable coverage. Additionally, all our voluntary plans include health screening benefits with more than forty covered screenings, such as colonoscopies, mental health assessments, routine hearing exams, biometric screenings, and more.
Employees only need to file one claim to receive an upfront lump-sum payment for all injuries and treatments related to a covered accident. This includes benefits for organized sports injuries, treatment for PTSD, and chiropractic visits.
Critical illness insurance
Critical illness insurance pays a lump-sum benefit for the diagnosis of a covered disease or condition, including benefits related to mental health, infectious diseases like COVID-19, progressive diseases, childhood diseases (including autism), and other conditions.
Product availability may vary by state and is subject to change. Voluntary benefit products are not available in New York.
Accident insurance, critical illness insurance, and hospital indemnity insurance are limited benefit policies. Accident insurance pays benefits for accidents only. These products are not health care insurance and do not satisfy the requirement of minimum essential coverage under the Affordable Care Act. New York Life Group Benefit Solutions Accident insurance, Critical Illness insurance, and Hospital Indemnity insurance are underwritten by New York Life Insurance and Annuity Corporation, a subsidiary of New York Life Insurance Company. Policy provisions and product availability may vary by state. Policy forms: Accident: GBS-AI-1000.00; Critical illness: GBS-CI-1000.00; Hospital indemnity: GBS-HI-1000.00.
New York Life Group Benefit Solutions products and services are provided by Life Insurance Company of North America, New York Life Group Insurance Company of NY and New York Life Insurance and Annuity Corporation, subsidiaries of New York Life Insurance Company.
Life Insurance Company of North America is not licensed in New York and does not conduct insurance business in New York.