Group Insurance

Group Disability 

Your employer's benefits plan may include valuable disability coverage or insurance. Disability coverage pays you part of your covered earnings when you can't work for a period of time due to a covered illness or injury.

• Short-term disability: helps if you are temporarily disabled due to a covered illness or injury that leaves you out of work for a short period of time.
• Long-term disability: offers you additional protection if you are disabled due to a covered illness or injury and unable to work for an extended amount of time.

Accidental Death and Dismemberment Insurance (AD&D)

Accidental Death & Dismemberment (AD&D) insurance can help protect families from financial hardship by paying a benefit upon death or serious injury due to a covered accident.